Daniel Ray Quotes

There have been attempts before by credit card issuers to issue cards with parental controls on them. The first wave went out in year 2000 and weren't a sweeping success. - Daniel Ray

Credit card companies are increasingly addicted to their fees. Six years ago, all fees - including late fees - contributed only a minor portion to overall revenue. Today it accounts for more than 30 percent. - Daniel Ray

American consumer spending has been the economic driver. - Daniel Ray

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