Robert Hartwig Quotes
You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.
- Robert Hartwig

We are already at about $50 billion of insured losses from catastrophes in this country so far and that could be as high as $70 billion, depending on what Katrina does. Hurricane Wilma is a situation that is going to exacerbate what was already problematic for the insurance industry.
- Robert Hartwig

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