Mike Kidwell Quotes
They're going to check your credit. If your debt/income ratio is all out of line, they're going to know. In that situation, people have to make the decision if they want to keep the car or sell it to get away from a high monthly payment. 
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Check | Credit | Debt | Income | Ratio |
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If someone's finances become tighter, extending the loan could be helpful if it allows them to stay current on their bills as opposed to falling behind. When things get better they can pay more than the minimum.
- Mike Kidwell
