James Padinha Quotes
After this next round, people are going to be hugely down on things. People are going to say the economy lost all its momentum at the end of the third quarter. 
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Once the excesses got to the point where the Fed had to do something about them, the kinds of rate hikes we eventually did see had an outsized impact on the economy -- which ended up tanking, and then the Fed had to ease drastically.
- James Padinha
