James Smith Quotes
It is more of a carrot than a stick, because the vast majority of our customers are prompt payers. However, it is still a stick, which we hope will encourage good bill-paying habits. 
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Carrot | Stick | Vast | Majority | Customers |
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If you get on the web, there are all these things telling you 'buy all this' along with a big print Bible so you can pray like crazy that it's not Armageddon.
- James Smith
