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Howard Dvorkin Quotes
People spend what's there. If it's not there, they're not going to spend it.
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Howard Dvorkin
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In a person's budget, there's about 15% fat that they can get rid of without really feeling it.
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Howard Dvorkin
The average debt per household is $9,000. The rate now is $180. It will be $360.
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Howard Dvorkin
Sit down, collect all your information, all your bills and write out exactly what you owe. Then, you need to put yourself on a budget.
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Howard Dvorkin
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