Mortgage Quotes
You've got to ask yourself, will we have another 100-to-150 basis-point decline in mortgage rates? ... I would say that's a stretch, so it's not going to be a reliable source of funds for consumers -- we'll need to see the economy turning around.
- Anthony Chan

You'd want to refinance to either reduce the monthly cost of your mortgage or to reduce the amount of time remaining on your mortgage... In some cases, you'd actually keep both the payments and loan length the same but refinance to [tap into the equity and pull out some of the appreciated value.]
- Michael Strauss

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