Dave Ramsey Quotes
You will be back here supplementing that appropriation again, again and again.
- Dave Ramsey

Work - get paid; don't work - don't get paid. Everybody is on commission, ... Try not coming to work for six weeks. Work gets paid; don't work, don't get paid. When they earn those dollars, and when you're 4, and you clean up your room, it really means mom cleaned up the room and you did two toys. When you're 14, it means you cleaned up your room. But still, we got the money caused by work, and then, we have teachable moments on how to handle the money they earn.
- Dave Ramsey

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
- Dave Ramsey

This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'
- Dave Ramsey

This forces you to convert 'her bills' and 'his bills' into 'our bills' and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn't get married.
- Dave Ramsey

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