Sheryl Garrett Quotes

With time on our side a couple of months in advance of the holidays we have the opportunity to step back and ask, 'What's a reasonable amount of money I can spend on holiday festivities, gifts and donations?' - Sheryl Garrett

What you can't see, you won't spend foolishly. - Sheryl Garrett

Try to remove as much emotion as possible from the housing decision. When considering a house, go through it room by room and make a list of repairs that need to be done immediately and then add things you'd like to do if money were no object. Be cautious and do the math. - Sheryl Garrett

This way, both spouses are kept in the loop, and there are no secrets. There's no blame, no shame. It's taking your financial pulse: Did we meet our goals? What can be done better? You don't want to beat each other up--you want to make the finances work better. - Sheryl Garrett

There's nothing finite or tangible about an electronic transfer or use of a credit card. We don't feel the pain of parting with our cash, but we still get the high from making a purchase. - Sheryl Garrett

There are significant tax benefits to being married. In most cases, a married couple will pay less tax if they file jointly. The marriage penalty has been substantially reduced and generally isn't an issue until the combined income is $250,000. - Sheryl Garrett

There are about 1,100 laws that apply only to married couples that more than make up for the marriage penalty. - Sheryl Garrett

The president of the college is suspended since Aug. 24 and I don't have a communication from the school? - Sheryl Garrett

The concept of longevity could very likely be the most dangerous subject that financial planners and individuals project. - Sheryl Garrett

Secrecy can be a killer. Many couples get married in their late 20s or even early 30s and are used to being independent. Having separate accounts allows the couple to maintain some financial independence while being completely open about it. - Sheryl Garrett

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