Robert Hartwig Quotes

That alters the risk equation.

- Robert Hartwig

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Alters | Risk | Equation |

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Insurers have never collected a penny in flood-insurance premiums. If they're forced to pay, it could quite possibly be destabilizing and lead to the insolvency of smaller insurers in the area. - Robert Hartwig

They can't get behind the wheel once without your insurance company knowing about it. - Robert Hartwig

What Katrina and Rita together are going to reveal is the shocking lack of flood coverage among homeowners, even those very likely to have their homes threatened by flood. - Robert Hartwig