David Elms Quotes

Retirement seems a long way off when you are in your late 20s or early 30s but if you don't start planning for your pension in time, it will have a serious effect on your future lifestyle.

- David Elms

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Retirement | Long | Late | Early | Start |

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Retirement seems a long way off when you are in your late 20s or early 30s but if you don't start planning for your pension in time, it will have a serious effect on your future lifestyle. - David Elms

Whether through apathy or confusion, the failure to claim these credits is just one way we're needlessly gifting vast sums to the taxman each year. - David Elms

People can take simple steps to stamp out waste, such as non-taxpayers filling in a simple form, or married couples making sure they use up both tax-free personal allowances. - David Elms